Financial Protection

Individuals & Family

Protect yourself and your family with supplemental insurance.

As health insurance rates soar, Individuals and Families are responsible for more of the costs associated with medical treatment. Higher deductibles & Co-pays make it difficult for people to pay medical bills and keep their lives moving forward if they get hurt or sick and cannot work (not to mention the household expenses that would come along if the unexpected accident or sickness happened). What would you do?

NHW believes that hard working families should not have to work harder after an unexpected illness, injury, or accident! We made sure that we could offer individuals & families like yours the financial protection you deserve! Our robust individual product line pays you directly and helps you protect what you have worked so hard for!


Accident Insurance: Helps cover out-of-pocket expenses in the event of a covered accident.

Critical Illness Insurance: Provides a lump sum benefit to help pay the direct & indirect costs related to a covered critical illness like heart attacks, cancer, stroke and more.

Cancer Insurance: Benefits paid for Chemotherapy, surgery, hospitalization and more.

Hospital & Intensive Care Insurance: Helps cover a variety of medical and nonmedical expenses

Disability Insurance: Paycheck Protection! Disability insurance helps replace part of your income if you are unable to work because of a covered injury or illness.

Life Insurance: Whole Life, Universal Life and Term Life Insurance provides lump sum benefit for when families need it most.

The NHW Difference.

Helping you protect yourself and your family.